Top Savings Rates 2024 Us. To determine our best savings accounts, we look for factors beyond just interest rates that can make or break the right account, including minimum balance to earn interest,. A rate of 3.78% is now available to any new and.
The highest savings account rates have stayed around 5% apy during the first half of 2024. With inflation showing signs of cooling, experts expect the fed will cut rates at least once before.